Insurance Backed Guarantee

Joe Branagan & Sons are members of the IPWFI. The IPWFI has been trading since 1991, offering both insurance backed guarantees and deposit indemnity protection to the home improvement industry.

All companies applying to become a member of IPWFI are visited personally by a member of the IPWFI staff as well as put through a vetting procedure which includes obtaining references from suppliers and past customers as well as the financial stability of the company and its owners/directors.

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Why Choose an IPWFI Member?

Leading insurers provide cover for the guarantees so you know that the installation you get will be of the highest quality. There is every chance your home improvement or installation will enhance your property and give you many years of enjoyment, so it is unlikely that you will ever find it necessary to use the insurance backed guarantee cover.

But what if the company you chose to carry out the work ceased to trade through liquidation, bankruptcy, death or state retirement of the principals and repairs were needed, would you be prepared to find the cost of those repairs yourself? Obviously the answer is no so ensure that you choose a member of IPWFI Ltd so that an insurance backed guarantee is provided thereby giving you peace of mind for years to come.

What Protection is Provided?

With a insurance backed guarantee/deposit indemnity protection, if the company ceases to trade through liquidation, bankruptcy death or statement retirement of the principals you simply contact our claims department and any problems/repayments that are covered under either of the guarantees will be addressed with the minimum amount of fuss.

Insurance Backed Guarantee

In the event of the member company ceasing to trade as mentioned above, the insurers guarantee the cost of repairs or replacements of defective parts up to the full contract value of the installation. The guarantee which is available for up to 10 years and mirrors the same cover as that provided by the installing company is underwritten by leading insurers and meets all of the Financial Service Authority (FSA) requirements. All or any repairs will normally be undertaken by our own service engineers, or another member company appointed by the administrator/insurers.

Only IPWFI Ltd members can have their customers provided with our wide range of unique insurance backed guarantees/deposit indemnity protection which is designed to meet both the FSA and FENSA requirements as well as provide the consumer with complete peace of mind.